Dawn sees 'young' surface on giant asteroid Vesta

ScienceDaily (Oct. 31, 2012) ? Like a Hollywood starlet constantly retouching her makeup, the giant asteroid Vesta is constantly stirring its outermost layer to present a young face. Data from NASA's Dawn mission show that a form of weathering that occurs on the moon and other airless bodies we've visited in the inner solar system does not alter Vesta's outermost layer in the same way. Carbon-rich asteroids have also been splattering dark material on Vesta's surface over a long span of the body's history.

The results are described in two papers released today in the journal Nature.

"Dawn's data allow us to decipher how Vesta records fundamental processes that have also affected Earth and other solar system bodies," said Carol Raymond, Dawn deputy principal investigator at NASA's Jet Propulsion Laboratory, Pasadena, Calif. "No object in our solar system is an island. Throughout solar system history, materials have exchanged and interacted."

Over time, soils on Earth's moon and asteroids such as Itokawa have undergone extensive weathering in the space environment. Scientists see this in the accumulation of tiny metallic particles containing iron, which dulls the fluffy outer layer. Dawn's visible and infrared mapping spectrometer (VIR) and framing camera detected no accumulation of such tiny particles on Vesta, and this particular protoplanet, or almost-planet, remains bright and pristine.

Nevertheless, the bright rays of the youngest features on Vesta are seen to degrade rapidly and disappear into background soil. Scientists know frequent, small impacts continually mix the fluffy outer layer of broken debris. Vesta also has unusually steep topography relative to other large bodies in the inner solar system, which leads to landslides that further mix surface material.

"Getting up close and familiar with Vesta has reset our thinking about the character of the uppermost soils of airless bodies," said Carle Pieters, one of the lead authors and a Dawn team member based at Brown University, Providence, R.I. "Vesta 'dirt' is very clean, well mixed and highly mobile."

Early pictures of Vesta showed a variety of dramatic light and dark splotches on Vesta's surface. These light and dark materials were unexpected and now show the brightness range of Vesta is among the largest observed on rocky bodies in our solar system.

Dawn scientists suspected early on that bright material is native to Vesta. One of their first hypotheses for the dark material suggested it might come from the shock of high-speed impacts melting and darkening the underlying rocks or from recent volcanic activity. An analysis of data from VIR and the framing camera has revealed, however, that the distribution of dark material is widespread and occurs both in small spots and in diffuse deposits, without correlation to any particular underlying geology. The likely source of the dark material is now shown to be the carbon-rich material in meteoroids, which are also believed to have deposited hydrated minerals from other asteroids on Vesta.

To get the amount of darkening we now see on Vesta, scientists on the Dawn team estimate about 300 dark asteroids with diameters between 0.6 to 6 miles (1 and 10 kilometers) likely hit Vesta during the last 3.5 billion years. This would have been enough to wrap Vesta in a blanket of mixed material about 3 to 7 feet (1 to 2 meters) thick.

"This perpetual contamination of Vesta with material native to elsewhere in the solar system is a dramatic example of an apparently common process that changes many solar system objects," said Tom McCord, the other lead author and a Dawn team member based at the Bear Fight Institute, Winthrop, Wash. "Earth likely got the ingredients for life -- organics and water -- this way."

Launched in 2007, Dawn spent more than a year investigating Vesta. It departed in September 2012 and is currently on its way to the dwarf planet Ceres.

JPL manages the Dawn mission for NASA's Science Mission Directorate in Washington. Dawn is a project of the directorate's Discovery Program, managed by NASA's Marshall Space Flight Center in Huntsville, Ala. The University of California at Los Angeles (UCLA) is responsible for overall Dawn mission science. Orbital Sciences Corp. in Dulles, Va., designed and built the spacecraft. The German Aerospace Center, the Max Planck Institute for Solar System Research, the Italian Space Agency and the Italian National Astrophysical Institute are international partners on the mission team. The California Institute of Technology in Pasadena manages JPL for NASA.

For more information about Dawn, visit: http://www.nasa.gov/dawn and http://dawn.jpl.nasa.gov .

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The above story is reprinted from materials provided by NASA/Jet Propulsion Laboratory.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/10/121031144327.htm

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Anibal Sanchez To Take Mound For Trailing Detroit Tigers In World Series Game 3

DETROIT -- Justin Verlander already lost. Doug Fister pitched gamely, but his fine effort wasn't good enough either.

Now, with their World Series hopes slipping away, the Detroit Tigers turn to Anibal Sanchez ? the least physically imposing member of their postseason rotation.

"We need to start over," Sanchez said. "We need to forget what happened in San Francisco. I know we've got the talent. That's why we're here. We've got a pretty good team, so we're going to fight it to the end."

Sanchez was acquired to help the Tigers make the playoffs ? they were in the middle of a tough AL Central race with the Chicago White Sox when he arrived in a deal with Miami shortly before the trade deadline. The right-hander held up his end of the bargain, but now Detroit is playing for even higher stakes, and Saturday night's start in Game 3 of the World Series against San Francisco might be his most important test yet.

Although he went only 4-6 as a Tiger in the regular season, Sanchez began to pitch better down the stretch. That carried over into the postseason, where he's 1-1 with a 1.35 ERA.

The last time Sanchez pitched, he shut out the New York Yankees for seven innings in Game 2 of the AL championship series. That's the type of performance the Tigers were hoping for when they traded top pitching prospect Jacob Turner to the Marlins and acquired Sanchez and second baseman Omar Infante.

"I had seen him pitch on TV and stuff, but I didn't really know the young man," Detroit manager Jim Leyland said. "Once he got in his comfort zone, I think he's done absolutely very, very well. He's a very, very good pitcher."

The 6-foot Sanchez is 5 inches shorter than Verlander and 8 inches shorter than Fister. He was shaky after first joining the Tigers, but he posted a 2.43 ERA in his final six regular-season starts.

"I know I've got pretty bad starts in the beginning of my trade," Sanchez said. "I didn't know too much, the hitters, but after that I make my adjustment."

The trade for Sanchez was Detroit's last big move of the season. The Tigers were more than willing to trade a potential future star to acquire two players who could help them compete for a World Series title this year.

Detroit's starting rotation was marvelous against Oakland in the division series and the Yankees in the ALCS. But the Tigers were stung in the World Series opener by the Giants, losing 8-3 when Pablo Sandoval hit three home runs in a game Verlander started.

In Game 2, Fister took a line drive off his head but still managed to pitch into the seventh inning. San Francisco won 2-0.

Right-hander Max Scherzer looked like Detroit's best pitcher at times during the second half of the season, but his throwing shoulder acted up in September, so he's been slotted for Game 4 during the postseason, starting once per series.

So Sanchez is in line to pitch Saturday, with the season seemingly on the line and the prospect of a short series hanging over the proceedings.

"He's pitched pretty well against the Giants in the past, and obviously we're saving Scherzer to give him a little more time to keep recouping a little bit," Leyland said. "But Sanchez has really gotten acclimated here in Detroit. I expect him to pitch a good game. The key is we're going to have to get some runs on the board, obviously."

Sanchez shut out the Giants last year and held them to a run in seven innings in an outing this May. But in his most recent start against them ? on May 24 ? he was touched up for five runs.

"He'll throw any pitch at any time. He throws quality strikes," Giants manager Bruce Bochy said. "We've had our tough times against him. He's a good pitcher."

The Tigers faced elimination once this postseason already, when Verlander shut out Oakland in the fifth game of the division series. In fact, Detroit has been staring down the prospect of a disappointing finish seemingly all year. For much of the season, the Tigers were underachievers before they overtook the White Sox in September.

Then they went on their postseason run before encountering one more difficult roadblock.

If they're going to overcome the Giants, they'd better turn this series around soon.

"I think everybody is going to be relaxed," Sanchez said. "We know we are home, we play really good here. We're going to keep doing the same."

Also on HuffPost:

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Source: http://www.huffingtonpost.com/2012/10/26/anibal-sanchez-detroit-tigers-world-series_n_2027781.html

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Autodesk certifications - Key to a bright future

For years Autodesk has been providing the masses with quality and reliable certifications for the knowledge and abilities that enable a professional in the IT sector to speed up his career development with enhanced job performance, accelerated levels of productivity and polished credibility to attract leading IT organizations and firms.

Advantages

Individuals holding Autodesk certification van earn instant IT recognition in the market. You can use the Autodesk Logo to demonstrate your ability at social websites and blogs to attract more clients. Your certificate can be displayed at your website as a proof of your tremendous abilities and knowledge and more and more people will turn to you. Candidates who have passed any of the Autodesk certification exam can get their name listed in the Autodesk certified Professionals database where potential clients can find you more easily.

Kinds of certification offered by Autodesk

There is a wide variety of certifications offered by Autodesk that would help you accomplish your career goals in the IT sector.

1. Autodesk certification for Professionals in the industry

There are two certifications for Industry professionals. One is associate industry professional certification and second one is professional certification.

2. The Autodesk simulation Mold-flow certificate

The Autodesk simulation Mold-Flow certificate validates the candidates? abilities and skills in the domain of Autodesk simulation Mold-flow, injection molding, plastic designing, and mold designing.
3. Autodesk entry level certified user examination

This certification confirms the candidates? skills that are essential for continuing their career in designing. This certification is available for students who are studying in colleges, or working in any area of Autodesk technology.

4. AutoCAD certified user exam and Autodesk inventor certified user examination.

These certifications incorporate industry as well as academic demands that are required for designing jobs at entry level. These certifications can be obtained by college students or professionals working in the market. The exams are comprised of multiple choice questions and practical questions that require the candidate to apply the knowledge in real world situations. You can get additional details about the certifications by logging in to the Certiport that is official partner of Autodesk for Autodesk certified user exam.

Certification process

To earn an Autodesk certification you have to pass one or more than one Autodesk certification exams and follow the guidelines given below:

1. Select the best and appropriate certification type for various Autodesk applications and products depending upon your interest.

2. Take the Autodesk assessment test to identify areas in which you have to put more effort.

3. Take a training course to prepare yourself for the exam. You can buy Willey study guides or can take up a course at ATC.

4. Log o to Autodesk Certification centre online and register and buy the exam. Test dates, test centers and all related details can be found on the certification centre.

Recertification

The Autodesk certification for any particular application or product never expires but your credential is not considered fresh and updated if you do not take the latest Autodesk certification exams every year.

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Source: http://www.aksindiblog.com/2012/10/autodesk-certifications-information.html

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Hurricane Sandy looks as 'Frankenstorm' approaching U.S. East Coast

ScienceDaily (Oct. 26, 2012) ? NASA's TRMM satellite revealed Hurricane Sandy's heavy rainfall and the storm is expected to couple with a powerful cold front and Arctic air to bring that heavy rainfall to the Mid-Atlantic and northeastern U.S. Some forecasters are calling this combination of weather factors "Frankenstorm" because of the close proximity to Halloween.

NASA satellites have provided forecasters at the National Hurricane Center with rainfall data, infrared, visible and other data on Sandy and will continue to do so. Dr. Marshall Shepherd who works with TRMM data provided an insight into the storm's development.

NASA's TRMM Satellite Sees Sandy Drench Jamaica and Eastern Cuba

The Tropical Rainfall Measuring Mission (TRMM) satellite had a partial view of hurricane Sandy on Oct. 25 at 1425 UTC (10:25 a.m. EDT) after it had passed over Cuba and moved into the Bahamas. An eye was hard to find but TRMM's Microwave Imager (TMI) data showed that a large area of intense rainfall was occurring around Sandy's center of circulation. Hal Pierce of NASA's TRMM Team at NASA's Goddard Space Flight Center in Greenbelt, Md. used a GOES-13 satellite image captured at the same time to fill in the part of the image not viewed by TRMM to create a total picture of the storm.

With its combination of passive microwave and active radar sensors, TRMM is ideally suited to measure rainfall from space. For increased coverage, TRMM can be used to calibrate rainfall estimates from other additional satellites. The TRMM-based, near-real time Multi-satellite Precipitation Analysis (TMPA) made at NASA Goddard can be used to rainfall over a wide portion of the globe. TMPA rainfall totals were tallied for the seven-day period from Oct. 18-25, 2012.The heaviest rainfall occurred over open ocean where totals were as high as 325 millimeters. Rainfall amounts as high as 250 millimeters were measured over eastern Cuba and some extreme southern areas of Hispaniola.

Hurricane Sandy passed over the islands of Jamaica and Cuba causing at least 21 deaths. Extensive flooding and other damage were reported near the capital city of Kingston and other areas of Jamaica.

National Hurricane Center Rainfall Expectations

The heavy rainfall potential is evident in the National Hurricane Center's (NHC) forecast on Oct. 26. The NHC noted that Sandy is expected to produce total rainfall amounts of 6 to 12 inches across Haiti and the Dominican Republic with isolated maximum totals of 20 inches possible. Rainfall totals of 3 to 6 inches are expected over portions of the Bahamas with isolated maximum amounts of 12 inches possible. Rainfall totals of one to three inches are expected across the Florida Keys into southeastern and east-central Florida with isolated maximum amounts of six inches possible. Rainfall totals of 4 to 8 inches are possible over far eastern North Carolina.

Interview with Research Meteorologist Dr. Marshall Shepherd

Dr. Marshall Shepherd, University of Georgia Professor and Research Meteorologist has worked with TRMM satellite data since its launch in 1997. Dr. Shepherd provided his take on the storm event. "Models are coming into consensus on a landfall, if you will, in the DelMarVa area. Comparisons are being made to the Perfect Storm of 1991, but many folks won't remember that. Storm will bring very strong winds (hurricane force) over a strong area. Remember the Derecho of June 29, 2012. Expand that to the entire Delaware/Maryland/Virginia and New York/New Jersey region."

Shepherd said that the event will bring significant rains and inland freshwater flooding , that he said was often the deadliest threat from tropical systems. He also cited concerns about the storm surge and coastal flooding as full moon will mean elevated water levels/tides coupled with the storm-induced surge. Finally, he noted, there is likely to be heavy wet snow into the inland and higher elevations of the effected region. "Pay attention to the cone or area of influence rather than a specific track as the storm will affect an area not a point," he said.

"Advances from NASA satellites, aircraft, and models are essential for ingest into the models, assessing storm locations and intensity, and testing future modeling techniques. It may not be obvious to many, but our warning and prediction capability does have traceability to the NASA program in numerous ways and I have been happy to play some small role as a former NASA scientist and current member of the NASA Precipitation Science Team and Earth Science Subcommittee of the NASA Advisory Council."

Where is Sandy on Friday, Oct. 26?

A Hurricane Warning is in effect for the Northwestern Bahamas Except Andros Island. A Tropical Storm Warning is in effect for the Central Bahamas, Florida East Coast from Ocean Reef to Flagler Beach, Lake Okeechobee and Andros Island in the northwestern Bahamas. A Tropical Storm Watch is in effect for Savannah River to Oregon Inlet North Carolina, Pamlico Sound, the Florida east coast from North of Flagler Beach to Fernandina Beach, the Florida Upper Keys from Ocean Reef to Craig Key, and Florida Bay.

On Friday, Oct. 26, at 8 a.m. EDT, Hurricane Sandy's maximum sustained winds were near 80- mph (130 kph). Sandy is a category one hurricane on the Saffir-Simpson Hurricane wind scale. Some weakening is possible during the next day or so, according to the National Hurricane Center. It was centered near latitude 26.4 north and longitude 76.9 west. Sandy is moving northwest near 10 mph (17 kph) and is expected to turn north and then northeast on Oct. 27, while slowing down.

Storm surge is expected to be big factor as Sandy approaches the Mid-Atlantic coast. Very rough surf and high and dangerous waves are expected to be coupled with the full moon. The National Hurricane Center noted that the combination of a dangerous storm surge and the tide will cause normally dry areas near the coast to be flooded by rising waters. The water could reach the following depths above ground if the peak surge occurs at the time of high tide. Some storm surge forecasts include: 5 to 8 feet in the hurricane warning area in the Bahamas and one to three feet along the Florida coast in the warning areas on Oct. 26.

GOES-13 Satellite Shows Sandy and Powerful Cold Front

NOAA's GOES-13 satellite monitors weather over the eastern U.S. and the Atlantic Ocean. In a visible image taken from NOAA's GOES-13 satellite on Friday, Oct. 26 at 1415 UTC (10:15 a.m. EDT) Hurricane Sandy's huge cloud extent of up to 2,000 miles extended into the Atlantic, while its center was over the Bahamas. At the same time a long line of clouds associated with a powerful cold front approaching the U.S. east coast stretched from the upper Midwest to the Gulf coast. The image was created by the NASA GOES Project at NASA Goddard.

"Frankenstorm"

Hurricane Sandy is expected to mix with a powerful cold front approaching the east coast, and cold Arctic Air mass, setting up for a powerful storm, a "Frankenstorm."

The cold front stretching from the upper Midwest to the Gulf coast is moving eastward and is expected to temporarily push Sandy away from the coast. However, the front is expected to break down as it moves toward the coast, allowing Hurricane Sandy to come back toward the coast.

As happens when any storm becomes extra-tropical, Sandy will go from a warm to cold core center and the strongest winds spread out and the storm will expand. According to the National Hurricane Center, hurricane force winds extend outward up to 35 miles (55 km) from the center and tropical storm force winds extend outward up to 275 miles (445 km). The wind field of Sandy is expected to grow in size during the next couple of days. The storm's circulation almost reaches 2,000 miles.

Although landfall is expected in southeastern Delaware early Tuesday morning as a hurricane, the Mid-Atlantic is expected to start feeling the storm's effect starting Sunday, Oct. 28.

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/kZa1-_9Y9Eo/121026143305.htm

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DMCA update shuts down new phone unlocking next year, allows rooting (but not for tablets)

And so it passed that Congress didst layeth its blessing on the jailbreaking and rooting of all manner of devices; the hacking community saw the miracle and rejoiced. But that amendment to the DMCA two years ago was just a temporary exemption and the Electronic Frontier Foundation has been vigorously lobbying to get it reinstated. The Library of Congress has now done just that through a new three year extension, but with some serious caveats: After 90 days, unlocking of new phones will be verboten and all tablet mods will still be illegal. This differs from the 2010 decision which did allow unlocking, because the Librarian decided that a recent copyright ruling means fair use rules no longer apply to a handset's OS. It also said the exception isn't needed anymore because carrier rules regarding unlocking are now more liberal -- although the lawmaker may be confounding chicken with egg by that reasoning.

Filed under: Cellphones, Tablets, Mobile

DMCA update shuts down new phone unlocking next year, allows rooting (but not for tablets) originally appeared on Engadget on Fri, 26 Oct 2012 08:01:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/nzPqZRsi_0Y/

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The End All Guide To Affiliate Marketing And Making Money Online ...

Firstly, know that this article is not a comprehensive ?welcome to affiliate marketing? guide. I will not spend much time going over the basics, but will spotlight the actual methods you need to make money ? with a bit of pertinent background to help you know the reasons behind these methods. You beginners will find this information invaluable and stimulating. You practiced marketers will find this information accurate and refreshing, while also learning some astonishing new thoughts to use in your everyday endeavors. So, let?s continue.

Nearly everyone that makes money on the internet (even the millionaires) do so through affiliate marketing. Affiliate marketing is a means of promoting web businesses in which an affiliate is rewarded for every visitor, subscriber, customer, and/or sale provided through his/her efforts. Compensation or commission may be made based on a certain value for each Impression (CPM), click (Pay-per- click), registrant or new customer (Pay-per-lead) or (Cost-per-Acquisition / CPA), sale (usually a percentage, Pay per sale or revenue share), or any combination of them.

In very small English; there are literally hundreds of thousands of affiliate programs on the web featuring tens of millions of products ranging from magazine subscriptions to life insurance and every conceivable thing in between. An affiliate is essentially a salesperson whose job is to send people to a merchant?s website. When a predetermined ?action? or sale is made, the affiliate is paid a commission. It?s the same as being a salesperson in retail, only online. I will teach you more about the actual application of affiliate marketing later in this chapter.

Another vital attribute of an affiliate program is its? compensation model. This may have an impact on which advertisers you choose to join and how you go about promoting them. It will surely have an impact on how much money you will make. Here is a breakdown of the various compensation models that affiliate advertisers utilize.

Pay-per-impression (PPI) / Cost-per-thousand (CPM)

Cost-per-mil (mil/mille/M = Latin/Roman numeral for thousand) impressions. Publisher gets from Advertiser $ x.xx amount of money for every 1000 impressions (page views/displays) of the ad. The Ad can be text , rich media, but in most cases, the ad is a banner running across the top, or down the side of a website.

Pay-per-click (PPC) / Cost-per-click (CPC)

Cost-per-click. Advertiser pays publisher $ X.XX amount of money, every time a visitor (potential prospect) clicks on the advertiser?s ad; it is irrelevant (for the compensation) how often an Ad is showed. Commission is only due when the Ad is clicked. The PPC model is used by Google AdWords, Miva and other providers. These are the ads that you see running along-side search results and many web-pages out there.

Pay-per-lead (PPL) / Cost-per-action/acquisition (CPA) / Cost-per-lead CPL)

Cost-per-action (CPA). Cost-per-Lead (CPL). Advertiser pays publisher $ X.XX in commission for every visitor that was referred by the publisher to the advertiser (web site) and performs a desired action, such as filling out a form, making an account or signing up for a newsletter. This compensation model is very well loved with online services from internet service providers, cell phone providers, banks (loans, mortgages, credit cards) and subscription services.

Pay-per-sale (PPS) / Cost-per-sale (CPS)

Cost-per-sale (CPS). Advertiser pays the publisher a percentage (%) of the order amount (sale) that was made by a customer who was referred by the publisher. This model is by far the most common compensation model used by online retailers that have an affiliate program. This form of compensation is also referred to as Revenue sharing.

Pay-per-call (no abbreviation exists yet)

This is a new compensation model. No official abbreviation exists yet. Advertiser pays publisher a $ X.XX commission for phone calls received from potential prospects as response to a specific publishers? ad. Recently developed call-tracking technology allows to make a bridge between online and offline advertising. Pay-per-call advertising is still new and in its infancy.

Choosing a Model:

As you can see, there are advantages and disadvantages to the various compensation models. This can (and should) be decisive in your selection of which affiliate program to join, but depends largely on what you are promoting and how you choose to go about promoting it. For example, the paid surveys program Survey Adventure, pays out an extremely high .50 per double opt-in lead (CPA). The action; signing up with the company is free, so obviously, the program converts very well, but you must provide many leads in order to make a substantial amount of money. The real money is in pay per sale programs (PPS). If you have a excellent product and a sound marketing plot, the money will come.

There are many other aspects, facts, advice and information that I could share with you on the subject of affiliate marketing, but we don?t want to get too far into it. So I will briefly cover a couple of subjects quickly that apply to what I feel you will really need to know and what you will be employing in your money-making endeavors.

Web 2.0

The rise of blogging, interactive online communities, article directories, simple web sites and other new technologies and are forming the new Web 2.0. These new technologies have impacted the affiliate marketing world in a very huge way. Making a presence online used to take months as well as a number of trained professionals. Nowadays, it is quite possible for newcomers to (by themselves) ?set up shop? literally overnight and with very small experience. Also, this new media allows merchants to get closer to their affiliates and improved communication between each other. What this means to you, is that you can be on your way to becoming a super affiliate master as soon as you end this guide!

Trademark Bidding / SEO

Affiliates were among the earliest to adopt Pay-per-click advertising when the first PPC search engines. In 2000 Google launched their PPC service AdWords which is responsible for the wide spread use and acceptance of PPC as an advertising channel. Since then, a large number of advertisers have adjusted their affiliate program terms to prohibit their affiliates from bidding on those types of keywords. Though we will not go into PPC Marketing, you must know that some trademarks, such as the term ?eBay? are heavily restricted because of this.

One area that has not been hit by new restrictions is SEO or ?Search Engine Optimization?. Later, I will be teaching you how to make profiles that will trick Google and other search engines into indexing them as relevant websites and list them in top search results. Sign up for AdWords and Miva. I will show how to use these later in the guide.

Why Affiliate Marketing

Affiliate Marketing is driven by entrepreneurs who are working at the forefront of internet marketing. Affiliates are the first to take advantage of new emerging trends and technologies where established advertisers do not dare to be active. Affiliates take risks and ?trial and error? is probably the best way to describe how affiliate marketers are operating. This is also one of the reasons why most affiliates fail and give up before they ?make it? and become ?super affiliates? who generate ,000 and more in commission (not sales) per month.

You will not earn the right to call yourself an affiliate marketer overnight. You will have to work (relatively) hard and innovatively to make the kind of money that you want, but know that if you do, the rewards are very large and there for your taking. Never give up!

Very few publishers handle their affiliate programs in house. Most affiliate programs are set up and managed by large affiliate networks. Most of my affiliate programs are set up and maintained by the affiliate network ClickBank, which is the largest affiliate network on the web. Some networks do not have qualification criteria, but most do.

The majority of this online guide will focus on marketing strategies for ClickBank affiliates, but here is a small list of the top affiliate networks that all of the professionals belong to and you should apply to.

The ?Huge 4? Affiliate Networks

ClickBank connects over a hundred thousand affiliates with thousands of information product vendors offering a huge array of downloadable products, mainly eBooks. Because it is cheap and simple for merchants to join, the quality of the products provided can vary. ClickBank is also a fantastic place to search for unexploited niches.

Commission Junction (or ?CJ?) is another very well loved affiliate network. CJ brings together affiliates and product vendors, but also offers physical products for its affiliates to promote. CJ has many large brand names on its site, and is very well established. It is free to sign up, but most vendors are selective of who represents them.

LinkShare features more than 600 merchants. You?ll find mostly huge name and well established companies, such as Wal-Mart, Foot Locker, and Apple iTunes. Merchants are selective in representation!

Performics is a highly professional site with very well known brands. Performics? clients include: Orchard Bank, Office Max, Activa Sports, Barnes&Noble, Fossil, and more than 200 other huge name, huge business advertisers. Performics is owned by DoubleClick. Armatures need not apply, but may try.

Getting Paid By The Networks

Most affiliate networks require that you reach a ?payment threshold? before they will release your first payment. While the amount usually varies from network to network, exactly how they pay you is pretty much your choice. Your three choices that you have are Check via mail, Direct Deposit and PayPal. I do not like to wait for checks so I set most of my accounts to direct deposit on payday. You may set your affiliate accounts to deposit your earnings directly to the card. This saves you the week of delivery time on the checks and the two week waits for the out of state checks to clear.

PayPal is also a fantastic option, but not all affiliate networks offer payment via PayPal. It works exactly like direct deposit. Just check your account on payday to find the money there. You may also set up a merchant (business) account like I did so that you can get a PayPal Debit card. Again, it works just like a bank. Oddly enough, when I applied for my card the interest that I was (and still do to this day) earning on my money was higher than any bank I have ever heard of. Nearly up there with CDs, but that?s another tale.

I like to set up my finances this way so that I always have affiliate earnings separate from the other earnings that I associate with my normal bank accounts. Also, when Uncle Sam questions me about my income at the end of the year, I don?t have to worry about gathering paystubs or the like. I can just print out my account history for two accounts. Really, how you get paid is up to you, but as far as I know, quick and free is always better.

ClickBank connects over a hundred thousand affiliates with thousands of information product vendors offering a huge array of downloadable products, mainly informational eBooks. Because it is cheap and simple for merchants to join, the quality of the products provided can vary. ClickBank is also a fantastic place to search for unexploited niches.

Why ClickBank

If you are wondering what an ?information product? is, you have one in your hands (or at your fingertips) right now. Information products include e-books, video tutorials, audio teleconferences, software, etc. ? fundamentally anything that comes in a digital form.

To keep it simple; the first thing that you will do is sign up with ClickBank, get a free affiliate account and look for products you want to promote. Whenever you get a sale, your account is credited with your affiliate commission and checks are mailed out every two weeks (once you break the small minimum sale threshold).

The reason that ClickBank is so well loved is the large commissions. Since ClickBank specializes in information products, the product vendor?s costs are minuscule and large commissions are passed on to affiliates ? often as much as 50-75%. In most cases, it is far simpler to make a lot of money online earning 50% of a sale than 5% of one (which is what you will get with many products on other networks such as Commission Junction and LinkShare). For these reasons, the majority of this guide will be focused on strategies for ClickBank affiliates.

ClickBank Marketplace

One section of ClickBank that you will be visiting frequently during your time as a marketer is the ClickBank Marketplace. The ClickBank marketplace lists the products that are currently being sold by publishers. Once you have found a product that you want to promote, you simply enter your ClickBank name to receive your hop-link. This will track your sales.

When looking for a product to promote, you are going to base your choice on results of your target market criteria. You may for example, click on ?money and employment? and search for ?Make Money Online?, in which you will find too many results to count, but of course you can narrow that down to your target market by being more specific. Search for something like ?Affiliate Marketing Beginners?. Once you have a list of potential products you will be searching for products by the following vital factors:

$ /Sale: The amount of money (minus refunds) that network affiliates have earned per sale in the past.

%/Sale: The percentage of profit that is paid to affiliates per sale. Most product vendors at ClickBank pay 25% to 50%. Most vendors looking to sell a lot of their products pay 75%, regardless of quality or other factors.

% Referred: The percentage of product sales that were generated by affiliates rather than the vendors own promotions.

Gravity: Gravity in small represents the popularity of a product ? (the amount of affiliate sales have been made recently). Just because a product may be more well loved than the other does not necessarily mean that the product is making more money for its affiliates.

The products are arranged by their popularity. You may review the above factors as well, so you can click on the product title to have a look at the ?pitch page?. You may find something you like and choose to promote it as an affiliate.

What To Sell

There are a many ?gurus? out there that will all tell you how to promote the most well loved products on ClickBank, but the truth is that not too many of them have anything fantastic to share. They will tell you about AdWords, article writing and scamming people into buying the highest priced products you can find, all of which will cost you quite a bit of money to get started. AdWords alone these days costs a fortune to ?play? in.

Here is what I say you need to do. Don?t try to go onto ClickBank and find the highest selling products to promote. Find something that appeal to your target market. Believe me when I tell you, that you can find products on ClickBank related to anything and everything, all offering affiliates fantastic commissions.

A fantastic example would be the World of Warcraft player?s niche. This game has got to be the most massively multiplayer game in the world and one of the most well loved. Personally; I reckon that it is for geeks, but many of my college friends delight in playing it, ahem, ?living it?.

When you search ClickBank for ?Warcraft?, you will find quite a few excellent products and about four that I would consider ?fantastic?. (Update: What was a ?few? products are now a few pages of them. These things must be selling.) When you search Google for ?Warcraft?, you get 10,610,000 results. On the well loved social network Myspace, there are more than 3124 Warcraft groups, with the top group featuring 40,000 members.

This goes to show that with a minimal amount of research into a niche with ClickBank, you cannot go incorrect. I was quite literally going to save this niche for myself and use a different example for this, but then I started to feel greedy and I want this method of marketing to work for you. So, if you are the first one reading this guide, you already have a head start, but don?t be surprised to find this niche swamped soon after.

Commission Junction (or ?CJ?) is another very well loved affiliate network. CJ brings together affiliates and product vendors, but also offers services and physical products for its affiliates to promote. CJ has many large brand names on its site, and is extremely well established. It is free to sign up with the network, but most vendors are selective of who represents them. Most often, a website with substantial targeted traffic is a requirement of vendors.

Instead of a ?marketplace?, Commission Junction arranges its advertisers in its ?Advertiser List? and you may only promote advertisers once you have been approved to be one of their ?publishers? which is what CJ calls its affiliates. Below is a list of the paid survey advertisers that I work with. Notice how there is a ?date accepted? column? This goes to show that I grew my business relationships over time.

Network Earnings: which is like ClickBank?s $ /sale feature and represents the amount of money (minus refunds) that network affiliates have earned per sale in the past.

$ /Action: Like ClickBank, many products on CJ offer a percentage or dollar amount that you earn per sale of a product, but with CJ you may also sort by the amount earned per lead and click (CPC and CPA).

EPC: Commission Junction also has a few different ways of representing the popularity of an advertiser. The most vital of these is done by showing the ?EPC? or ?earnings per click? ratio which is represented by how much money is earned on average per 100 clicks. So a 7 day EPC of 24.69 which is the case of Greenfield Online means that in the last 7 days of 8.9 of the last 100 visitors to the site, have signed up with Greenfield and the referring affiliates have made money. That may not sound ?fantastic?, but in the world of affiliate marketing, it?s ok.

What To Sell

Just about all of the advertisers that I work with via Commission Junction use the CPA compensation model. One of the most well loved markets both on Commission Junction and among web-surfers right now is paid surveys. Because CJ offers the option of CPA, a fantastic number of survey companies have signed up with them.

Commission Junction has some of the best converting free to join CPA programs on the net such as the paid surveys program Survey Adventure. It pays out an extremely high .50 per lead (CPA). Once again, this is a high converting program because sign up with the company is free. It may seem that .50 is not a very high payout. That?s right to an extent. You may have to send a excellent amount of traffic to this company to see fantastic results. With CPA the desired action that you want your visitors to complete is free for them, so the profits should come quickly.

But Remember Your Target Market

At first glance, it may look like the Network Earnings should be the deciding factor in what you will promote, but I assure you, it is not. Your target market should always be the deciding factor in what you choose to promote. Because paid surveys are so well loved among college students, such programs convert very well.

Once again, you really need to do just a bit of research to find out what will appeal most to your target market.

I am not going to get into this on an in-depth level. I am just going to say it; and you had better remember it. The best way to make money selling ANY product or service of someone else?s is to pre-sell it and the best way to do this on the web is by making a simple website that may consist of no more than a presales page. It is probably the simplest and most effective one webpage in any webmasters arsenal. Often in a ?product review? format which has become wildly well loved ever since the release of a number of small and sweet eBooks. The presales page can often take on many other formats such as customer testimonial, anti-scam and programs database page just to name a few. In the end, all of these are simply teasers of a product or products that are so effective, a visitor cannot wait to buy the product(s) that you are promoting. I am not claiming this to be the only method of selling, just the most effective for you.

Now a fantastic many ?gurus? want to take credit for the key components of an effective sales-page, but the methods and theories of pre-selling have been around longer than computers. It?s just a matter of bringing them to the attention of potential webmasters while teaching how to easily implement them, so, here they are, the key components of an effective website:

The Attributes of A Successful Website

Give Visitors Hope: Every single day, people buy things. If what they buy is not meant to simply keep them alive, such as food, the product that they buy is meant to improve their life in some way. They hope that buying ?the next best thing? will lead them to ?the next best stage? in their lives. Take you for example. You are reading this in the hopes that you may apply the methods I am showing you to make money on the internet; and this money would undoubtedly improve your life. Here?s a shocker: Why do you reckon I wrote it? Because I want to make money and build a name for myself by helping others make money online, thus, improving my life.

I have found ?how to make money? informational products to be the best selling on the web, but there are many products that this can apply to. Even in a not so life altering sense. I recently saw a offer where users can ?download a vast array of media and games ready to be played on the iPhone? and it was selling like crazy. I don?t care for the ?locked? iPhone or Apple for that matter, but the thing insanely well loved among the techies and status seekers. Anyway, these people are hoping that this product will give them an entertainment on the go, thus improving their commutes or whatever, and in some small way, their lives. When you make your presales page you will feed on this need for hope. If you choose to take the product review approach, tell visitors how ?your? product is so much better than the others. If you go with the customer testimonial format; (which I suggest if you choose to market ProfilesToProfits), tell them how this product has changed your life and how it will do the very same for them.

Make Urgency: In my experience, both personal and professional, the average web browser has the attention span of a goldfish. To combat this problem, a fantastic presales page must make a sense of urgency in the visitor. Let it be known that for whatever reason, the visitor must continue to stay on your page, read the entire thing and when they end, they must buy your product because if they don?t than they are missing out on the one thing that could have changed their life forever. Did you see that? I just tied in this urgency with the first component of a successful presales page and in doing so; I have both made more hope and a more effective sense of urgency.

Many people try to do this by putting discount deadlines on their products. ?Buy in the next ten minutes and blah blah?.? this coming from the supposed ?pros? and ?gurus?. Click the back button, and then the forward button to see the same deadline. People see right through this these days. It is content that makes urgency. It is the manner in which you present your product and how you play on the many factors of an effective presales page. Once again, you must make the impression that they must buy your product because if they don?t than they are missing out on the one thing that could have changed their life forever.

Be an Authority: Appearance is everything. Whether you know anything about your product or not, you must appear to the visitor as the most informed, educated and trustworthy person regarding this product on the face of the earth. You will NEVER sell a product using the presales page format if the user feels that you do not know what you are talking about. Study up on your product, use this product yourself. Turn yourself into the one person to talk to regarding this product. If that is too much work, find somebody who knows what you ought to and pay them to help you appear as an expert. I cannot stress this enough. This may be the most vital piece of the presales page puzzle. If the visitor thinks that you are and idiot or that you don?t know what you are talking about, they will not buy from you, unless of course, they are an idiot!

Optional Components

The first three components of an effective sales page/website are not optional. If you choose to build a website and you do not factor these components in, you will not make it online. You will fail. Below are a few optional components that you can add to your website. Sometimes these components will work for you, other times they will not, so reckon hard on whether or not implementing them will ultimately benefit your cause, or hurt it.

Appear Unbiased: This is the most effective way of gaining a visitor?s trust second only to your being an authority on the given topic. Most of the time, appearing unbiased is a tactic used by database sites. I recall a site that I went to when I first became interested in affiliate marketing (I was 16). It was a database of products to sell online. At the time, it just looked like a database. I later found that just about all of the programs listed were multi-level-marketing schemes, which means that if I signed up with one of the programs that was on this site and made a sale, the owner of the site would make money as well. No, there is nothing incorrect with this. MLM is far from a scam as many like to slander. The ones who give it a terrible name just suck at it.

Back to the point; If a visitor comes to your site and becomes under the impression that you ?just want to help?, they are far more likely to buy from you than if have a sales pitch at every turn. Review a product or products. Set up a product database. Help people avoid internet scams (you will read more on that next). Do whatever you must to make it look like you are their helpful friend. They don?t have to know that you will be making a commission from a buy that they make.

Strike Dread: This is another tactic that has gone mainstream since the release of ?The Rich Jerk? and works best when used to promote products that belong to a saturated market, such as the ?how to make money in real estate? eBook market and I have found it to be terribly overdone lately, especially by users of Google AdWords and other pay-per-click methods of promotion.

The thought here is that you are out to convince people that there will be tribulation down the road for them if they choose to go with any product besides yours. Most people who endeavor this plot have simple anti-scam websites that consist of no more than a page or two describing the horrors of a particular market. They tell visitors that there are so many scams out there that they should not sign up for any program, unless of course, the visitor signs up for the one(s) that they are promoting (which pay the largest commissions).

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Source: http://retail.only-the-news.com/the-end-all-guide-to-affiliate-marketing-and-making-money-online-for-future-clickbank-webmasters/

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Online Business Ideas and Home Business Tips: A Couple Of ...

By Chris Wills

For about ten years now, PPC advertising and advertising has been a terrific way to get instant visitors that's searching for offers just like yours. Among other issues, you have to be responsible about your company and what you are doing when you choose this paid-for route. You will find a number of essential components that comprise a effective campaign, and of course your advertisements are hugely important. Yes, your ads have to be in a position to catch attention and then make individuals click on them. PPC is really a risky game, so you need to play it carefully. But for now we will concentrate on what you are able to do to produce PPC advertisements that convert well for you.

Everything or a minimum of many issues will depend on who your marketplace is, and that also means whether or not or not you include hype copy. If you do use claims which are misleading, then you're flirting with danger from the FTC within the US if you are US based. Like we said, if you are serious and wish to do this right, then learn some thing about copywriting and crafting strong classified type ads. You're not just attempting to win the prospect's attention here, but also his trust.

There is hardly something wrong with testing and finding issues out for your self according to expertise. Did you realize that just about all on-line readers essentially just skim and scan? That also includes those that are "reading" your ads. The very first factor that they'll notice is your ad's headline, which is why you should function on making a profit pulling headline. If you read about how to do PPC, you will uncover some good small tricks that are possible but not over the leading. Also, see to it that your headline actually connects to the headline on your landing page, so that your prospects do not feel out of place or confused.

It is usually a good idea to be aware of what your competition is performing so you can respond appropriately. Don't be afraid to attempt some thing various, and indeed you need to usually test new suggestions. While there is a lot of copying that goes on with PPC, it is something you need to contend with or embrace. Usually do what you are able to to understand what other people are performing because that will deepen and widen your personal understanding.

If there's one final factor which you have to bear in mind when writing PPC ads then it has to become: concentrate on high quality. Do not make the mistake of rushing in or being hasty simply because which will ultimately lead to failure and losses. An additional interesting point about PPC is the fact that it truly is not for those who don't bring their full mental game to the show. There's a large difference between sales letter copy and short ad copy, and so you want to Google writing classified ads for more info.

Source: http://online-business-tips-and-news.blogspot.com/2012/10/a-couple-of-extremely-helpful-ideas-for.html

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France halts sale of Novartis flu vaccine

PARIS (Reuters) - France said it was halting sales of an influenza vaccine made by Swiss drugmaker Novartis as a precaution after potential impurities were found in batches of the product in Italy.

Health Minister Marisol Touraine said on Friday she had asked for all doses of Agrippal to be withdrawn from the market.

"At this stage no impurities have been found in France ... There is no known risk for patients who have used this brand in France," Touraine said in a statement.

France said it had taken the action pending a decision by the European Medicines Agency (EMA), although the London-based agency said it was not taking a lead in investigations since the flu vaccine was authorized by national governments.

The EMA is responsible for medicines that are authorized centrally, although it may be called on to help with issues concerning nationally approved products if requested by the European Commission or governments.

"At the moment there is no regulatory action from our side," an EMA spokeswoman said.

The French decision follows the announcement by Swiss and Italian authorities on Wednesday that they were banning some flu vaccines produced by Novartis after small white particles were discovered in Italy in injections.

German and Spanish authorities also imposed a ban on certain Novartis flu vaccines on Thursday.

Agrippal is the only Novartis flu vaccine marketed in France. The ban in Switzerland concerns Novartis' Fluad as well as Agrippal, while Italy has also withdrawn subunit Influpozzi and adjuvanted Influpozzi.

Novartis said on Thursday it believed its flu vaccines were safe, despite the discovery of aggregated protein in a batch of vaccine which was not released to the market.

(Reporting By Vicky Buffery and Ben Hirschler; Editing by Keiron Henderson and Helen Massy-Beresford)

Source: http://news.yahoo.com/france-halts-sale-novartis-flu-vaccine-123310551--finance.html

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2000 Honda Odyssey EX Van (Auction ID ... - Car Auction Sites

THIS IS A GORGEOUS HONDA ODYSSEY.... RUNS AND DRIVES GREAT!!! Alloy Wheels, Fog lamps, Air Conditioning, Bucket Seats, Child Seat, Cruise Control, Dual Climate Control, Folding Rear Seat, Power Door Locks, Power Mirrors, Power Steering, Power Windows, Rear Air Conditioning, Rear Defrost, Removable Third Row, Tilt Steering, Alarm, AM/FM Radio, Anti-theft, CD Player, Steering Wheel Controls, Trip/Mileage Computer, Antilock Brakes, Driver Air Bag, Passenger Air Bag, Traction Control. Asking $3680. See more details

Source: http://www.carauctionbid.com/auction_details.php?auction_id=114053

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Pool Plasters & Deck Coatings: Which are the Methods for Brick ...

Pool Plasters & Deck Coatings: Which are the Methods for
Brick Paver Repair?

Re-Sealing Your Garage Floor Experts
For anybody who is planning for family home improvement then never pick concrete for the
best parts of one's home. http://deckwaterproofingexperts.com/WaterproofDeckCoatings.htm

It doesn't matter if you're laying a main walkway from the front door to the drive or a humble
walking path through your garden. With concrete pavers you'll enjoy all the attractiveness of
traditional stone walks at a fraction of the price.

Statuary and other Attractive Parts

If you are looking for the most suitable match between a range of concrete merchandise you
then can go for imitate stone concrete landscaping despite the fact that you've got the option
to implement old fashioned concrete varieties in addition. Homeowners prefer to use
concrete for statues, fountains and birdbaths at a number of portions of their household.
They are weather resistant materials and can give finishing look to landscaping design.

It is easy to make contact with to pro to be able to get fees and set up depth for your
concrete landscaping project. Stonemasons, landscapers, even some nurseries, will be able
to advise you on where to find these products and how much it will cost you for set up. And if
you desire, there are concrete companies out there who specialize in landscaping
applications, pavers and other decorative work. These are the best advisors to guide you in
concrete landscaping issues to choose the right products for paths, walls and border to set
up them in a great vogue instantaneously.

People quite often ask me concerning the pricing alternate options they might determine from
for restore of their brick pavers, sidewalks, walkways, patios or retaining walls. Usually these
pricing options include doing the paver repairs using the "band aid" approach or the total
reinstalling of the interlocking brick paver or modular retaining wall project.
Cool Below Grade Concrete Waterproofing|Homepage}

The dilemma for the home-owner would be to choose regardless of whether to accept the
"band aid" tactic that is frequently significantly more affordable, or biting the bullet and
accepting the commitment to thoroughly reinstall the paver undertaking. Because of the price
disparity of these approaches, there are considerable questions and angst by the customers.

The `band aid' approach is also known as `cosmetic' approach. Here clients mostly go for
`make it look and feel better' mind-set at within minimum expense. So I states obviously to
each client that "band aid" approach is for small phrase effects not for long time period
overall performance of brick paver rapier. Such requests come from those clients who have
intention to sell their house in near future or have any safety issue exists over there. It only

---

requires to `cosmically' repair the upper surface of paving stones of landscape wall without
going deep to disturb the sub soil area or a major issue which can create problem in future. I
can only give short term warranty of 90 days in this method. I believe that this brick paver
repair approach is more suited for small settling or heaves from frost. The "band aid"
approach should be used early on to correct any small or modest brick repairs that change
into noticeable. Too often customers let minor settling or heaving of pavers go unattended
which results in major repairs & costs.

The next way involves reinstalling the brick pavers or modular retaining walls from the bottom
up for brick paver fix. This method includes total removal followed by reinstallation of base
and bedding course not the mere correction of surface paving stones or landscape blocks.
Therefore one has to put a huge money unlike `band aid' approach. The customer does save
the product costs which is the major advantage of interlocking brick pavers and modular
retaining walls. I will usually warranty any total reinstallation project for 1-2years since I am
absolutely reinstalling to my specifications which meet or exceed any brick paver
manufacturer's, like as, Unilock or Belgard, recommended set up specs.
deckwaterproofingexperts.com/EpoxyConcreteGarageCoatings.htm

It is very disheartening to me for customer's to pay $1,000's of brick paver repairs once
making a significant investment in their paver patio, sidewalk, or driveway. Brick pavers are
not maintenance free. You need to spend for yearly maintenance of paving stones and
landscape blocks to keep them functional and great looking. So it is advisable to go for `band
aid' procedure by spending only $100 to $200 upon each couple of years rather then waiting
for 5 to 7 years till overall collapse and then invest $1000 for reinstallation.

---

Source: http://pdfcast.org/pdf/pool-plasters-deck-coatings-which-are-the-methods-for-brick-paver-repair

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How Do I Make My Home A Rent To Own Home? | REALTOR.com ...

Q: How do I go about to start the process with making my home a ?rent to own? are there any special things I need to do?

A: There?s a lot that goes into a rent to own or lease option. I highly suggest consulting a Realtor who?s done them before, as well as a good real estate attorney to draft the lease. A bit about both types of transactions:

Rent-to-Own or Lease-to-Own (also called a Lease Purchase):

* Buyer pays the Seller a deposit or ?option? money to purchase the property. This option money may be substantial. A typical amount might be $5,000-$25,000.
* Buyer and Seller agree on a purchase price, often at or a bit higher than market value.
* During the term of the option, the Buyer agrees to lease the property from the seller for a predetermined rental amount.
* The term of the lease purchase agreement is negotiable, but the common length is generally from 1 year to 3 years, at which time the Buyer applies for bank financing and pays the Seller in full.
* The option money generally does not apply toward the down payment and is non-refundable if the Buyer defaults and does not purchase the property. Also as this is a purchase agreement, the Seller can sue for specific performance if Buyer defaults and does not purchase after the term ends.
* A portion of the monthly lease payment typically applies toward the purchase price. How much is negotiable.
* Nobody else can buy the property unless the Buyer defaults.
* Buyers are often responsible for maintaining the property and paying all expenses associated with its upkeep, including taxes and insurance.
* Again ? The Buyer is obligated to buy the property at the end of the option or lease period.

Lease Option:

* Buyer pays the Seller option money for the right to later purchase the property. The lease option money may be substantial. A typical amount might be $5,000-$25,000.
* Buyer and Seller may agree to a purchase price now or the Buyer may agree to pay market value at the time the option is exercised. It is negotiable. However, most Buyers want to lock in the future purchase price at the time the agreement is signed.
* During the term of the lease option, the Buyer agrees to lease the property from the Seller for a predetermined rental amount. * The term of the lease option agreement is negotiable, but the common length is generally from 1 year to 3 years.
* The option money generally does not apply toward the down payment.
* A portion of the monthly rental payment typically applies toward the purchase price.
* Option money is rarely refundable.
* Nobody else can buy the property during the lease option period.
* If the Buyer does not exercise the lease option and purchase the property at the end of the lease option, the option expires.
* The Buyer is not obligated to buy the property.

In any of these situations, your Realtor should use a Real Estate Attorney to draft such a complex document ? these types of transactions are not very common and are not part of our normal real estate forms.

Liane Jamason, REALTOR Smith & Associates Real Estate St. Petersburg & Tampa, FL
Liane Jamason is a Realtor? with Smith & Associates in Tampa, FL.

Are you interested in having a qualified REALTOR answer your questions? Click through to Ask a REALTOR? now.

Are you a REALTOR who would like to answer consumer questions? Click through to become an Ask a REALTOR? participant.

Related posts:

1. Lease Options Make For Viable Options
2. Can A Realtor Help Me Find A Rent To Own Home In Pittsburgh?
3. How Can I Change A Rental Property To A Rent-To-Own Property?
4. What Portion Of Lease To Buy Goes Toward The Down Payment?
5. Can I Lease To Purchase A Home?

Source: http://www.realtor.com/blogs/2012/10/26/how-do-i-make-my-home-a-rent-to-own-home/

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Admiralty Arch sold for 60 million pounds

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Police investigate Moran's son after video release

ARLINGTON, Va. (AP) ? Police say they have launched a criminal investigation following the release of undercover video showing the son of Democratic Rep. Jim Moran of Virginia discussing a plan to cast fraudulent ballots.

Patrick Moran resigned Wednesday as field director of his father's campaign after Project Veritas, an organization led by conservative activist James O'Keefe, released the video.

It showed an undercover operative pitching a voter-fraud plan to Patrick Moran.

In the video, Patrick Moran expresses doubts about the plan but eventually tells the volunteer to "look into it."

Patrick Moran has said he thought the person who approached him was unstable and that he was only humoring him.

The Moran for Congress campaign issued a statement Thursday saying it welcomes a thorough investigation.

Associated Press

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Abedin Sham ? Owner of a Stunning Villa Near Sunburn Festival ...

Parts of the Bollywood movie Rush (to be released tomorrow), starring Emraan Hashmi, Neha Dhupia and Sagarika Ghatge were shot on the property! And that?s not all?the property is located in the vicinity of the forthcoming Sunburn Festival Goa 2012, starting December 27. Meet Abedin Sham, the owner of this stunning villa near Goa?s Candolim Beach as he speaks to us in an exclusive interview.

The interview?

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"); Please tell us something about your background ? Personal and Professional.
Tennis is my passion. It?s something I grew up playing, to the point where I?ve had to miss family holidays to travel to small towns instead for tournaments in the midst of summer! I left home to pursue tennis at the age of 12, and lived, traveled, and schooled in the United States over 12 years.

I moved back to India permanently in 2006 and set up a fast food model called Wich Latte. At the time of conception, I noticed a gap in the sandwich market and thought this was an idea that would work. I spent about nine months doing research with my chef and another six months getting the kitchen and caf? ready. I?ve been running it for five years now, and we?re in the midst of a revamp and an expansion. We?ll be opening six more outlets by the end of this financial year, and hopefully expand to a total of 25 caf?s by next December.

Can you tell us a bit about the property and its history? When did you acquire it?
Goa has always been a favorite destination, and having studied hospitality, coupled with the tourism boom, I figured it would be a great place to start something small.

The land was acquired in 1986, but had been lying dormant. I wasn?t completely familiar with the property until I vacationed in Goa in 2007. I was with a friend, Nikhil Chinappa, and whilst walking on the land he came up with the idea of a music festival, now come to be known as Sunburn. I also wanted to have a second home in Goa, so we decided to build a small place for us to come and stay when we visited. Construction on the property began in 2008, and the house was semi finished in December 2010.

When and why did you decide to turn your property into a holiday home/ homestay? How did you start out? What are the small changes you made to change from a home to a holiday home?
I?ve only actually begun using the villa on a consistent basis from May 2012. Whenever friends would visit me whilst there, or stay with me, they?d always tell me to let the place out to them privately. When I finally decided to go ahead with the idea, I figured that the property would have to be upgraded, considering the profile of guests that would be staying there. I have now employed a full time cook, caretaker, added wi-fi, new upholstery and a sound system?everything one would require for a comfortable stay.

Can you please tell us how much involvement is required from you (as the owner) to successfully run a vacation rental business?
Initially a lot of time is spent looking into the nitty gritty and individual tastes and preferences of each guest. As I am new to this business, I will learn as I go along, but I?m confident of providing folks that do come by with a memorable experience.

According to you what makes your property unique? Why do you think travelers should rent out your property?
The villa is situated on eight acres of land, sits right on the beach, is surrounded by coconut trees and has uninterrupted views of the sea. If that?s not unique enough, the Sunburn music festival is held here every December

The house itself has been designed in a Moorish style, in 2009 by Patzchke Designs. The villa is stark white, with splashes of colour and intricate details such as traditional marble finishes, antique Indian furniture, and a beautiful mosaic floor laid on the roof terrace in the shape of the zodiac. The front doors are teak wood, salvaged from an old Indian palace, and restored with hand-made iron locks.

The villa sits right in the heart of Candolim, and the beach is literally right outside the door. Candolim has some of the finest bars and restaurants in Goa, which are all not more than a five minute walk away. The Candolim Road also has a lot of shops where guests will be able to choose from local souvenirs, amongst many other things.

I think all the above make my villa a great option when choosing a luxury vacation home whilst in Goa.

What is the present level of activity in the real estate sector of Goa? Would you recommend it as a location for holiday home buyers and homestays?
The cost of real estate has increased drastically in Goa, especially in the prime regions, beaches, and river fronts. Coupled with the increased cost of construction, and increased operational costs, a better option at this point would be to rent out a holiday home instead.

You must have been interacting with several kinds of visitors who had stayed in your home? What kinds of guests, according to you, are suitable for staying in a holiday home?
I think all types of guests, except business and convention travelers are suitable targets for staying at holiday homes. People want to stay in a place that offers them a greater value for money. Holiday homes give you more space, allow guests to personalize their vacation by way of unique meals, flexibility on time, etc

What is your philosophy that drives how you run things in your property? Do you have any set rules or ideals that as a holiday home owner you must follow?
It?s simple, really?just treat the property as you would your own home

Unlike hotels, in a holiday home rental, you are opening up your home to guests, most of whom you have just interacted with or have never met before. How do you ensure or how do you build the trust that makes you believe that a particular guest is best for your holiday home?
It all comes down to the basics.? I always start with a phone call?it acts as a buffer and gives you a better idea as to what the guests are expecting. Also, websites like tripvillas help just in case things don?t go quite as planned from either side.

Trust is a very important factor when it comes to successfully run a holiday home rental business. How do you ensure that all guests coming to stay in your property are trustworthy?
You can never tell, but the best way to safeguard yourself is to take money upfront, or when guests check in, that way you get a slight advantage. Hiring the right kind of staff is also important. They need to know how to deal with guests, in case a situation does arise.

Have you had any high profile guests? What are important things to keep in mind while handling them?
As the property is located where Sunburn happens, we do have a few high profile folks who drop by. Unfortunately there?s no more I can say on that subject as the privacy of my guests is paramount.

Have you added any amenities on the luxury side? What are ones that you are eying?
To take the luxury home to the next level, we are in the process of tying up with local spas and even adding a beach volleyball court on the property. Also, I would like to tie up with the PADI school to offer special deals to people that get to stay at the villa and get certified over a four day course. I think that will be a pretty cool memory to create.

What are present rates that you charge? Where would you like to see this go in the near term and what do you think we as an industry can do to get better rates?
Currently we charge INR 20,000 per night, which is inclusive of breakfast. The only changes that would help guests would be the taxation and employment issues. Right now there are a host of different taxes that guests have to pay.

What percentage of your business comes from travel agencies? Social Media? Friends ? Regular clients?
About 50% is word of mouth, while the rest of my business comes from agencies, websites, etc.

Any tips for other vacation home/ homestay owners?
I?m still learning, but what I think is important is for both sides to be clear on exactly what they want and what they?re expecting from their stay. This way, things can be arranged accordingly and everyone is happy.

LEAVING YOU WITH SOME OF THE VIDEO GRABS OF THE RUSH MOVIE (FROM THE SONG CHUP CHUP KE) SHOT IN THE PROPERTY:

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Source: http://www.holidayhometimes.com/living-in/goa/abedin-sham-owner-stunning-villa-venue-sunburn-festival-goa.html

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